Do your maintenance!!! For Fuck Sake!!!! So in addition to teaching at the collegiate level I also work part time as a mechanic (I worked for several years for GM and will probably go back to work for them part-time soon). The number one problem (all years, makes, and models)...

I think when it comes to achieving goals and being a responsible citizen, one must be efficient.  Efficiently using money, resources, time, talent, and energy.  With that in mind I’d like to share what I’ve been doing more efficiently in my pursuit of financial independence. Since I’m a college professor...

So one unfortunate reality of life, as many of us experience on our road to financial independence, is that we must spend money occasionally. Bills happen, mortgage statements arrive, car repairs are sometimes necessary, not to mention food expenditures. Don’t worry friends, Acorns is here to help us all. Acorns...

So I have been using the Ibotta app since June of 2018 In this short time I have already saved almost $200. Now, I’m not going to say that I’ve saved life changing amounts of money with this app but any additional money saved is a win in my book....

So I’m not all in on saving the planet ala Greta Thunberg but I do think it’s important that we are good stewards of the planet we have inherited and do our best to preserve future opportunities for future generations. But I’m also a very selfish and self-interested person and...

So this is not a life hack that will save you tons of money on your electric bill but I assume if you are reading this you are already pretty savvy about ways to reduce your electric bill. Common ways to save energy include adjusting your thermostat to slightly uncomfortable...

Have I given up a frugal lifestyle?  Have I thrown in the towel because of housing expenses?  Well not exactly.  I’m new to the whole owning a house thing.  First and foremost I was excited that my monthly mortgage payment was almost half of my rent payment at my previous...

Low Overhead is another way of saying keeping your expenses and bills low, especially the fixed ones.  As my father says, “low overhead wins.”  Of course, as a kid, I never bothered to listen.   My parents could have been Charlie Brown’s teacher at times…. wa wa wa wa wa.  However,...

This isn’t another post about how getting fired was the best thing to ever happen to me.  However, getting fired 1) initially sucked ass (duh) 2) forced me to start a new career 3) I ended up back in my original career field and 4) learned valuable skills that I...

So I’ve been walking through life living it extravagantly at times.  Of course, to most of my family and even Frugalbyassociation, I’m living an extremely frugal lifestyle.  Personally, I think my life has become much more optimized with a lot of optimizing left to go.  In another post, I’ve explained...