I’ve really impressed myself this month.  I received my electric bill in the mail this month as I usually do and I assume you do.  When I opened my bill this month I was shocked at the total.   So how do we get to a $30 dollar electric bill...

Seriously!!! I got “lucky” when I bought my house and just had a top border in a couple rooms. Even that small amount of wallpaper has been a total disaster. I did my Youtube homework, LIES!!!! Some suggest dampening the paper with hot water and vinegar, or hot water and...

Stop paying to store shit you don’t need. This is not advice given so you can store crap you don’t need or want. This is advice to store items that are seasonal or something worthy of saving (liberally interpreted). Save money and don’t rent a storage unit. Save money and...

So I’ve written before about my love for Menards, particularly the 11% off sale. During that sale you get reimbursed with store credit. I save up my store credit coupons and then buy power tools, so I can complete more projects, when the next 11% off sale happens. Not a...

Do your maintenance!!! For Fuck Sake!!!! So in addition to teaching at the collegiate level I also work part time as a mechanic (I worked for several years for GM and will probably go back to work for them part-time soon). The number one problem (all years, makes, and models)...

I think when it comes to achieving goals and being a responsible citizen, one must be efficient.  Efficiently using money, resources, time, talent, and energy.  With that in mind I’d like to share what I’ve been doing more efficiently in my pursuit of financial independence. Since I’m a college professor...

So one unfortunate reality of life, as many of us experience on our road to financial independence, is that we must spend money occasionally. Bills happen, mortgage statements arrive, car repairs are sometimes necessary, not to mention food expenditures. Don’t worry friends, Acorns is here to help us all. Acorns...

So I have been using the Ibotta app since June of 2018 In this short time I have already saved almost $200. Now, I’m not going to say that I’ve saved life changing amounts of money with this app but any additional money saved is a win in my book....

So I’m not all in on saving the planet ala Greta Thunberg but I do think it’s important that we are good stewards of the planet we have inherited and do our best to preserve future opportunities for future generations. But I’m also a very selfish and self-interested person and...